HomeForumVerantwortungsvolles SpielenQuestion about Gambling websites with Curaçao license using incorrect Merchant Category code

Question about Gambling websites with Curaçao license using incorrect Merchant Category code (Seite 370)

vor 1 Jahr von kirekin
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User007
vor 1 Monat

Do you realize that if casinos were operating legally and didn’t use tactics to bypass banking restrictions, all the individuals who have self-excluded from gambling wouldn’t be able to play?

User007
vor 1 Monat

I'm not saying illegal all claim to have licenses in Curacao Malta Cyprus and such like. If you join a casino deposit low withdraw low and build trust making sure you get paid. I have been playing online for 10 years more fool me, and know the reason why I gamble 😭 but have now decided to 🛑 the reason being not the casinos the providers are using corrupt technology that scripts your wins and loses. The more you play the less a slot will pay. Pragmatic Playngo Netent and Bgaming are criminals. Think of it logically 99% of slots are rubbish and there's 1000s of them. The main players slots and table games defy odds in terms of losing and dead spins and when you win free spins they pay enough to carry on not to cash out. My advice is if you have to play slots online deposit low cash out low you will still lose in the long run, I wish I'd followed my own advice sooner.

I've decided if I gamble again I will go to a real casino where I can have a meal a drink and play. If I win happy days but gambling online for someone like me is to easy because I get bored being retired and having too much time on my hands. I have paid the price big style and if I charged back every wrong merchant codes I would get thousands back if I won but because I played I decided I was the foolish one 😭🤬

Hirpo
vor 1 Monat

Wenn die Spieler den Kopf einschalten würden, dann würde es die Anbieter ebenfalls nicht geben.


Als Beispiel:

Ich bin überall gesperrt, registriere mich in einem verbotenen Casino, kann trotzdem Spielen und Einzahlen, da muss doch etwas faul sein oder?

Des Rätsels Lösung ist folgendes:

Banken blockieren konsequent den Zahlungsverkehr, oder viel Besser die Webseiten. Die Regierung (GB) Klärt über illegales Glücksspiel auf (Deren Methoden etc)

VISA und Mastercard gehen strikter gegen die Dienstleister vor. Das problem existiert seit mindestens 12 Jahren, und keiner hat es geschafft, es zu lösen !!!


Anonymized766
vor 1 Monat

You have done well there, years and years a go I had a case with a UKGC licensed one and Lloyds refused the chargeback so I was left without £500 deposit I won around £3000 and no access to any of it. I think the reason was I deposited via PayPal and they claimed that I wasn’t who I said I was despite providing all evidence. Bookmaker was part of TGP Europe, forget the actual name.

Anonymized766
vor 1 Monat

Ich wünsche Dir alles gute im wohlverdienten Ruhestand. Da hast Du lange hart für gearbeitet.

Ich habe ebenfalls sehr viel verloren, ich weiß wovon Du sprichst bzw. Ihr.

Wenn ich ebenfalls alles zurückbekommen hätte, dann wäre mein Traumauto vor der Tür, und noch Geld für ein schönen Urlaub drin. Hab die Sache aber nicht mehr weiter verfolgt.


Wisst Ihr Warum?

Es muss ein Schlussstrich her, die Vergangenheit holt Euch sonst immer wieder ein, aber Euch gehört die Zukunft. Ansonsten kommt Ihr immer wieder in diese Abwärstspirale rein. Zahlungsdienstleister prüft den Fall, sagt wieder nein, und wieder ist das unschöne gefühl dar. Ihr Kontaktiert wieder die Behörde, und auch die helfen Euch nicht, das Gefühl ist das Selbe als wenn Ihr Gespielt habt und das Geld nicht zurückbekommt. Oder täusche ich mich da? Mal hand aufs Herz schatzi 😉

User007
vor 1 Monat

Clearly, you don’t fully understand gambling addiction. With advertisements showing streamers winning millions 24/7 and casinos being sponsored everywhere, it becomes even more challenging for someone struggling with addiction to resist the urge to play. The right course of action would be to ban all gambling advertisements and shut down every unlicensed and illegally operating casino

Hirpo
vor 1 Monat

Wohnst Du auf dem Mond oder tatsächlich in Deutschland?

Die Spielsucht verstehe ich sehr wohl sehr gut, Werbung für Glücksspiel ist in der Regel verboten in Deutschland. Die GGL (Glückspsielbehörde in Deutschland) hat in Kooperation mit Google die Werbung für illegale Kasinos blockiert. Ebenso werden Zahlungen blockiert und Webseiten.

Streamer werden ebenfalls erfolgreich verklagt von der GGL zur Unterlassung der Werbung. Was soll man noch machen? Möchtest Du auch hierzu Links ? Alles ganz einfach zu Beweisen. Oder leicht selber bei Google zu suchen.

Anonymized766
vor 1 Monat

Mate I played on jokabet (ninewin) sister site and they’re denying me a refund despite the fact I’m from the Uk

User007
vor 1 Monat

The issue is addicts will always try to play, same as any addict it’s a mental illness (Recognised as a mental illness on NHS in UK) and needs support and will power I don’t blame any addict for still doing their vice. I can honestly say 90/95% on here would have quit a long time ago if it was that easy, some will never relapse others will do again, and some forever. The governments do need to do more but the same as alcohol etc they don’t care enough, I wish it was as easy as saying to people stop this won’t happen thing is it will.

The main thing is to support each other on here, hope people get their money back and don’t relapse. That’s an ideal world and as many have stated before no one advises trying this after being successful over and over again as it is free rolling, but a little empathy goes a long way and if people can assist each other we then have to trust them to try their hardest not to do it again.

jbias18
vor 1 Monat

Casinos all ways win fact!! Providers user computer technology that monitors your IP address and your playing habits and adjust your win ratio to lose = my experience which can't be provided but know it and have had enough. Seek help if your experiencing addiction problems until you can reprogram your brain to see it as a waste of time and 🤑 I played at American online casinos and on them you have 0000000000000000000000000+ of winning it's a complete con!! It's all negative psychology used by providers to program your brain that's why they let you win at first and then keep taking it back. If you get 🥳 before you play because you have convinced your self that this time it will be different and then it turns to 🤢🤬😭🤪 Then seek help you could be bi-polar or it could just mean you need to find something else to do in your free time and you just need to recondition your brain.🧠 until the usrges subside. I'm probably wasting my time making my posts because it's getting away from the discussion but if it helps one person either quit or control their habit then it has been worth it.

Keep it real 😍

User007
vor 1 Monat

If you have asked your bank to decline every deposit you make to a casino because you have a gambling problem and can't control your impulses and would like help and they agree to it. Then if the casino uses incorrect merchant codes to bypass the block then I feel you have every right to ask for cashback when you have come to your non impulsive urges mind. So good luck to you if you haven't asked the banks to block recognised casino gambling codes I think getting your money could be more difficult. After all win or lose you have had your credit and known if you kept losing you were conned!! Slots use a computer program to make sure the casino can 1) make a profit 2) pay providers 3) pay running costs and wages and advertising etc. where has that money got to come from YOU!! ( Unless you win big and quit) There is a reason there's at least 1000+ casinos think about that before you deposit!!

Keep it real 😍

Martin61
vor 1 Monat

I did last week

Martin61
vor 1 Monat

Hey, yeah mate I got a refund from Ari10, i only had about 120 eur there but they did refund, took like 2 days after my email to them.

file

Radka
vor 1 Monat

Got this from a friend working with Curacao eGaming, told him about my problem and he shared this info. I have sent this email together with a refund request to about 10 casinos were i lost around 200.000 eur last 2 years, all with Curacao license. I will keep you updated with the replies!

vor 1 Monat

Hi guys just wondering if you had ever experienced anything like this

so initially raised the chargeback with my bank they accepted it and gave me the money back

28 days in then the casino disputes it and the bank takes the money from me again

now my bank are saying I can go to pre arbitration

anyone ever been through this before and what’s my chances now ?

vor 1 Monat

This is another thing about the Curacao casinos that are using third part payment methods:


Curaçao eGaming Regulations on Third-Party Payment Solutions and Incorrect Merchant Codes

Curaçao eGaming, as a well-established licensing authority for online casinos, enforces strict regulations to ensure that all licensed operators adhere to international standards of fairness, transparency, and consumer protection. These regulations are designed to protect players, ensure legal compliance, and prevent fraudulent activities, including issues related to third-party payment solutions and the improper use of merchant codes.

1. Third-Party Payment Solutions

Curaçao eGaming requires all licensed operators to ensure that payment transactions are processed through reliable, secure, and properly regulated payment providers. The use of third-party payment processors is permitted, but these processors must be fully compliant with relevant financial regulations and ensure that they are registered with appropriate regulatory bodies.

Operators must ensure that:

Payment providers adhere to anti-money laundering (AML) and Know Your Customer (KYC) regulations.

Transactions are conducted transparently, and customers' financial data is securely handled and encrypted.

Third-party providers are legally authorized to process payments and are fully regulated to prevent illegal activities, such as money laundering.

Failure to comply with these rules can result in serious consequences, including penalties, suspension of operations, or even revocation of the operator’s gaming license.

2. Incorrect Merchant Codes

Merchant Category Codes (MCC) are used by financial institutions to categorize transactions, which helps prevent fraud and ensures proper reporting of payments. Curaçao eGaming mandates that all casinos and online operators use the correct merchant codes for transactions related to gambling.

Using incorrect or manipulated MCCs to disguise gambling transactions is considered a breach of financial integrity regulations and can lead to significant legal consequences. Casinos that use incorrect merchant codes to bypass payment restrictions or evade regulations are in violation of Curaçao eGaming’s standards.

These violations can result in:

Penalties and fines for improper handling of transactions.

Revocation of licenses for serious or repeated violations.

Increased scrutiny and audits by regulatory bodies to ensure future compliance.

3. Consequences of Non-Compliance

Curaçao eGaming takes any violations related to payment processing and incorrect merchant codes very seriously. If an operator is found guilty of manipulating payment methods or using fraudulent merchant codes, they can face:

Revocation of their license to operate in Curaçao and potentially other jurisdictions.

Legal actions from both the authorities and affected customers.

Heavy fines imposed on the operator, which could negatively impact their business operations and reputation.

For players, if they believe a casino is using improper merchant codes or third-party payment processors that do not comply with regulations, they have the right to report these issues to Curaçao eGaming and other relevant authorities.


This means that they must refund the deposits.

vor 1 Monat

About this, check the reply. I did send this to casinos for some hours ago, got a total of 3 replies now with refunds from different casinos, a total of 4.631 eur. (spread)


My email: (could not add the whole email in one pic)

file


Their response: (REFUND!!!!!!)

file

Rules are rules, i guess the casinos are not willing to get their licenses canceled. As someone else mentioned earlier, by sharing "templates" that they have been created casinos might see the "copy & paste" for this. Add me on telegram: winnerdude


Don't want to share it public because 10000 of people will be using the same one.

Bearbeitet durch den Verfasser vor 1 Monat
winnerdude
vor 1 Monat

Congratulations! Could you please specify the casinos in question?

Thanks

winnerdude
vor 1 Monat

Great stuff, do you know if the same goes for MGA - malta licences that does this?


Also how much harder will it be if one account have already been closed and you dont have the transaction history to match it?

Mizu
vor 1 Monat

Ah you can always try! Depends ofc! Give me more info on telegram

winnerdude
vor 1 Monat

Awesome, would love the copy of the mail, got some transactions left that Revolut wont matter to help me with.


Thank you very much.


Johannes.moller@hotmail.com

Bearbeitet durch den Verfasser vor 1 Monat
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